Bandhan Regular Savings Fund§
An open ended hybrid scheme investing predominantly in debt instruments
Bandhan Regular Savings Fund§
An open ended hybrid scheme investing predominantly in debt instruments
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Category: Conservative Hybrid
: ₹ 126.33 Crores
AUM or assets under management refers to the recent / updated cumulative market value of investments managed by a mutual fund or any investment firm.
: ₹ 126.87 Crores
AUM or assets under management refers to the recent / updated cumulative market value of investments managed by a mutual fund or any investment firm.
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An employee of the asset management company such as a mutual fund or life insurer, who manages investments of the scheme. He is usually part of a larger team of fund managers and research analysts.
Debt Portion: Mr. Harshal Joshi
Other Parameter:
| Standard Deviation (Annualized)
Standard deviation is a statistical measure of the range of an investment's performance. When a mutual fund has a high standard deviation, its means its range of performance is wide, implying greater volatility. | 3.37% |
| Modified Duration₤
Modified duration is the price sensitivity and the percentage change in price for a unit change in yield | 2.86 years |
| Average Maturity₤ | 3.42 years |
| Macaulay Duration₤ | 2.98 years |
| Yield to Maturity ₤
The Yield to Maturity or the YTM is the rate of return anticipated on a bond if held until maturity. YTM is expressed as an annual rate. The YTM factors in the bond's current market price, par value, coupon interest rate and time to maturity. | 7.38% |
| ₤ For debt allocation only | |
| Monthly income is not assured and is subject to availability of distributable surplus | |
| Total Expense Ratio | |
| Regular | 2.05% |
| Direct | 1.14% |
(w.e.f. 1st Dec, 2021)
SIP (Minimum Amount): ₹ 100/- (Minimum 6 instalments)
SIP Frequency: Monthly/Quarterly (w.e.f. 09-11-2022)
SIP Dates (Monthly/Quarterly)@@: Investor may choose any day of the month except 29th, 30th and 31st as the date of installment.
Investment Objective: Click here
Minimum Investment Amount : ₹ 1,000/- and any amount thereafter
Option Available: Growth & IDCW@ Option - Payout, Reinvestment & Sweep facility and Quarterly & Regular.
:
Exit load is charged at the time an investor redeems the units of a mutual fund. The exit load is deducted from the prevailing NAV at the time of redemption. For instance, if the NAV is ₹ 100 and the exit load is 1%, the redemption price would be ₹ 99 per unit.
- Up to 10% of investment: Nil, for remaining investment: 0.25% of applicable NAV
⮞ If redeemed/switched out after 7 days from date of allotment: Nil.
NAV (₹) as on December 29, 2023
| Regular Plan | Growth | 28.5013 |
| Regular Plan | IDCW@ | 13.9229 |
| Regular Plan | Quarterly IDCW@ | 13.6251 |
@Income Distribution and Capital Withdrawal
@@If SIP day falls on a non-business day, the SIP transaction shall be processed on the next business day.
| Name | Rating | % of NAV |
| Government Bond | 50.10% | |
| 7.1% - 2029 G-Sec | SOV | 19.68% |
| 7.06% - 2028 G-Sec | SOV | 7.87% |
| 7.38% - 2027 G-Sec | SOV | 7.00% |
| 7.17% - 2028 G-Sec | SOV | 4.09% |
| 8.33% - 2026 G-Sec | SOV | 4.05% |
| 8.24% - 2027 G-Sec | SOV | 2.66% |
| 6.79% - 2027 G-Sec | SOV | 2.66% |
| 8.28% - 2027 G-Sec | SOV | 2.10% |
| Corporate Bond | 15.98% | |
| Finance | 15.98% | |
| Small Industries Dev Bank of India | AAA | 7.89% |
| Bajaj Finance | AAA | 7.85% |
| LIC Housing Finance | AAA | 0.24% |
| Food Products | 0.001% | |
| Britannia Industries | AAA | 0.001% |
| State Government Bond | 7.94% | |
| 8.07% Gujrat SDL - 2025 | SOV | 7.94% |
| Equity (incl. ETF) | 21.21% | |
| Banks | 1.61% | |
| oHDFC Bank | 0.65% | |
| oICICI Bank | 0.43% | |
| IndusInd Bank | 0.28% | |
| Axis Bank | 0.25% | |
| IT - Software | 1.51% | |
| oLTIMindtree | 0.80% | |
| oTata Consultancy Services | 0.71% | |
| Auto Components | 1.42% | |
| oTube Investments of India | 0.75% | |
| oUNO Minda | 0.67% | |
| Retailing | 1.25% | |
| oTrent | 1.25% | |
| Name | Rating | % of NAV |
| Automobiles | 1.11% | |
| oTVS Motor Company | 1.11% | |
| Finance | 0.72% | |
| oCholamandalam Invt and Fin Co | 0.72% | |
| Personal Products | 0.70% | |
| oGodrej Consumer Products | 0.70% | |
| Exchange Traded Funds | 12.89% | |
| Bandhan Nifty 50 ETF | 12.89% | |
| Corporate Debt Market Development Fund£ | 0.29% | |
| Corporate Debt Market Development Fund | 0.29% | |
| Net Cash and Cash Equivalent | 4.49% | |
| Grand Total | 100.00% | |
| oTop 10 Equity Holdings |
£As per the requirement of regulation 43A of SEBI (Mutual Funds) Regulations, 1996, SEBI circular no. SEBI/HO/IMD/PoD2/P/CIR/2023/128 dated July 27, 2023 on framework for Corporate Debt Market Development Fund and SEBI circular no. SEBI/HO/IMD/PoD2 /P/CIR/2023/129 dated July 27, 2023 on investment by mutual fund schemes and Asset Management Companies (AMCs) in units of Corporate Debt Market Development Fund ("CDMDF"), specified open ended debt-oriented schemes of Bandhan Mutual Fund and Bandhan AMC Limited ('AMC') shall invest percentage of net assets in the units of the CDMDF.
Performance based on NAV as on 29/12/2023.
Past performance may or may not be sustained in future.
The performances given are of regular plan growth option.
Click here for other funds managed by the fund manager and refer to the respective fund pages
#Benchmark Returns. ##Alternate Benchmark Returns.
Scheme risk-o-meter
Investors understand that their principal will be at Moderate risk
This product is suitable for investors who are seeking*
- To provide regular income and capital appreciation over medium to long term.
- Investment predominantly in debt and money market instruments and balance exposure in equity and equity related securities.
* Investors should consult their financial advisers if in doubt about whether the product is suitable for them.
Benchmark risk-o-meter
CRISIL Hybrid 85+15 Conservative Index
Regular and Direct Plans have different expense structure. Direct Plan shall have a lower expense ratio excluding distribution expenses, commission expenses etc.
Dedicated fund manager for foreign / overseas investment has been changed from Mr. Viraj Kulkarni to Ms. Ritika Behera.
§With effect from 13th March 2023, the name of "IDFC Regular Savings Fund" has changed to "Bandhan Regular Savings Fund"
Ms. Ritika Behera has been designated as the dedicated fund manager for managing the overseas exposure in equity segment for all equity oriented schemes and hybrid schemes of Bandhan Mutual Fund ("the Fund") with effect from October 07, 2023.
