Bandhan Retirement Fund
An open-ended retirement solution oriented scheme having a lock-in of 5 years or till
retirement age (whichever is earlier)
Bandhan Retirement Fund
An open-ended retirement solution oriented scheme having a lock-in of 5 years or till
retirement age (whichever is earlier)
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Category: Solution oriented
: ₹ 153.53 Crores
AUM or assets under management refers to the recent / updated cumulative market value of investments managed by a mutual fund or any investment firm.
: ₹ 155.58 Crores
AUM or assets under management refers to the recent / updated cumulative market value of investments managed by a mutual fund or any investment firm.
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An employee of the asset management company such as a mutual fund or life insurer, who manages investments of the scheme. He is usually part of a larger team of fund managers and research analysts.
Debt Portion: Mr. Gautam Kaul
Other Parameter:
| Modified Duration£
Modified duration is the price sensitivity and the percentage change in price for a unit change in yield. | 8.78 years |
| Average Maturity£ | 18.66 years |
| Macaulay Duration£ | 9.11 years |
| Yield to Maturity£
The Yield to Maturity or the YTM is the rate of return anticipated on a bond if held until maturity. YTM is expressed as an annual rate. The YTM factors in the bond's current market price, par value, coupon interest rate and time to maturity. | 7.38% |
| £For debt allocation only | |
| Total Expense Ratio | |
| Regular | 2.32% |
| Direct | 0.55% |
SIP (Minimum Amount): ₹ 100/- Rs. 100/- and in multiples of Re. 1 thereafter
SIP Frequency: Monthly/Quarterly
SIP Dates (Monthly/Quarterly)@@: Investor may choose any day of the month except 29th, 30th and 31st as the date of installment.
Investment Objective: Click here
Minimum Investment Amount : ₹ 1,000/- and in multiples of Re. 1/- thereafter
Option Available: The Scheme offer IDCW@ Option & Growth Option. IDCW@ Option under each Plan further offers of choice of Payout & Sweep facilities.
:
Exit load is charged at the time an investor redeems the units of a mutual fund. The exit load is deducted from the prevailing NAV at the time of redemption. For instance, if the NAV is ₹ 100 and the exit load is 1%, the redemption price would be ₹ 99 per unit.
NAV (₹) as on December 29, 2023
| Regular Plan | Growth | 10.72 |
| Regular Plan | IDCW@ | 10.72 |
@@If SIP day falls on a non-business day, the SIP transaction shall be processed on the next business day.
Portfolio Beta, Standard Deviation, R Squared, Sharpe Ratio and Tracking Error of the Scheme is not computed owing to the short time frame (<3years) since launch of the Scheme
^^Ms. Ritika Behera has been designated as the dedicated fund manager for managing the overseas exposure in equity segment for all equity oriented schemes and hybrid schemes of Bandhan Mutual Fund ("the Fund") with effect from October 07, 2023.
| Name | % of NAV | |
| Equity and Equity related Instruments | 70.35% | |
| Net Equity Exposure | 48.74% | |
| Banks | 10.01% | |
| oICICI Bank | 4.41% | |
| ICICI Bank - Equity Futures | -2.13% | |
| oHDFC Bank | 3.41% | |
| oAxis Bank | 2.40% | |
| Kotak Mahindra Bank | 2.16% | |
| Kotak Mahindra Bank - Equity Futures | -2.17% | |
| AU Small Finance Bank | 0.97% | |
| Union Bank of India | 0.50% | |
| Bandhan Bank | 0.46% | |
| Pharmaceuticals & Biotechnology | 3.72% | |
| Dr. Reddy's Laboratories | 1.82% | |
| Dr. Reddy's Laboratories - Equity Futures | -1.83% | |
| Lupin | 0.96% | |
| Cipla | 0.89% | |
| Abbott India | 0.89% | |
| Aurobindo Pharma | 0.53% | |
| Laurus Labs | 0.47% | |
| IT - Software | 3.72% | |
| oInfosys | 2.80% | |
| oTech Mahindra | 2.41% | |
| Tech Mahindra - Equity Futures | -1.48% | |
| HCL Technologies | 1.98% | |
| HCL Technologies - Equity Futures | -1.98% | |
| Petroleum Products | 3.39% | |
| oReliance Industries | 3.39% | |
| Automobiles | 3.20% | |
| oBajaj Auto | 2.40% | |
| Bajaj Auto - Equity Futures | -2.42% | |
| Maruti Suzuki India | 1.59% | |
| Maruti Suzuki India - Equity Futures | -1.60% | |
| Hero MotoCorp | 1.12% | |
| TVS Motor Company | 1.09% | |
| Tata Motors | 1.02% | |
| Finance | 2.67% | |
| Power Finance Corporation | 1.34% | |
| Bajaj Finserv | 1.03% | |
| Bajaj Finserv - Equity Futures | -1.04% | |
| Cholamandalam Invt and Fin Co | 0.91% | |
| M&M Financial Services | 0.43% | |
| Retailing | 2.42% | |
| Info Edge (India) | 1.06% | |
| Zomato | 0.95% | |
| Aditya Birla Fashion and Retail | 0.41% | |
| Diversified FMCG | 2.23% | |
| ITC | 2.23% | |
| Ferrous Metals | 1.99% | |
| Jindal Steel & Power | 1.44% | |
| Jindal Stainless | 0.55% | |
| Realty | 1.65% | |
| Macrotech Developers | 1.09% | |
| Sobha | 0.56% | |
| Electrical Equipment | 1.52% | |
| Apar Industries | 1.02% | |
| Hitachi Energy India | 0.50% | |
| Construction | 1.49% | |
| oLarsen & Toubro | 3.88% | |
| Larsen & Toubro - Equity Futures | -2.40% | |
| Telecom - Services | 1.40% | |
| oBharti Airtel | 3.63% | |
| Bharti Airtel - Equity Futures | -2.23% | |
| Capital Markets | 1.18% | |
| Angel One | 0.70% | |
| HDFC Asset Management Company | 0.48% | |
| Non - Ferrous Metals | 1.11% | |
| Hindalco Industries | 1.11% | |
| Power | 1.07% | |
| NHPC | 1.07% | |
| Consumable Fuels | 1.04% | |
| Coal India | 1.04% | |
| Transport Services | 1.02% | |
| InterGlobe Aviation | 1.02% | |
| Auto Components | 1.00% | |
| UNO Minda | 1.00% | |
| Consumer Durables | 0.95% | |
| oTitan Company | 3.29% | |
| Titan Company - Equity Futures | -2.34% | |
| Beverages | 0.58% | |
| Varun Beverages | 0.58% | |
| Chemicals & Petrochemicals | 0.46% | |
| Vishnu Chemicals | 0.46% | |
| Entertainment | 0.46% | |
| Zee Entertainment Enterprises | 0.46% | |
| Insurance | 0.45% | |
| Max Financial Services | 0.45% | |
| Government Bond | 25.42% | |
| 7.18% - 2037 G-Sec | SOV | 12.73% |
| 7.3% - 2053 G-Sec | SOV | 12.69% |
| Net Cash and Cash Equivalent | 25.84% | |
| Grand Total | 100.00% | |
| oTop 10 Equity Holdings |
Scheme risk-o-meter
Investors understand that their principal will be at High risk
This product is suitable for investors who are seeking*
- Capital appreciation and income generation over long term.
- A hybrid scheme with investment in equity and equity related instruments as well as debt and money market instruments.
*Investors should consult their financial advisers if in doubt about whether the product is suitable for them.
Benchmark risk-o-meter
CRISIL Hybrid 50+50 - Moderate Index
Performance, SIP & other parameters are not disclosed as fund has not completed 1 year.
Portfolio Beta, Standard Deviation, R Squared, Sharpe Ratio and Tracking Error of the Scheme is not computed owing to the short time frame (<3years) since launch of the Scheme
